MORTGAGE FORECLOSURES SHERIFF’S SALE OF REAL ESTATE Revised Code, Sec. 2329.26 The State of Ohio, Lake County Vanderbilt Mortgage and Finance, Inc. Plaintiff V. Martin O. Cross, et al. Defendant Case No. 25CF000733 Pursuant to an Order of Sale issued from the Lake County Common Pleas Court, I will offer for sale at public auction in accordance with ORC Section 2329.153, online @ https://lake.sheriffsaleauction.ohio.gov on the 17th day of November, 2025, at 10:00 A.M., and if not then sold, on the 8th day of December, 2025, at 10:00 A.M., the said premises located at 7307 Euclid-Chardon Rd, Kirtland, OH 44094 PPN: 20-A-024-C-00-015-0. To see the full legal description, visit the Lake County Recorder’s Office @ https://www.lakecountyohiorecorder.com/ and/or in the Complaint. Appraised at $177,000.00 One Hundred Seventy-seven Thousand and no/100. The appraisal was completed based on an exterior view of the property only. PROPERTY SOLD AS IS. Property cannot be sold for less than 2/3 of the appraised value. Terms of sale: Initial deposit must be on account with Realauction (see online sale/bidding instructions). If the appraised value of the property is less than or equal to Ten Thousand Dollars ($10,000.00), the deposit shall be Two Thousand Dollars ($2,000.00). If appraised value of the property is greater than Ten Thousand Dollars ($10,000.00) but less than or equal to Two Hundred Thousand Dollars ($200,000.00), the deposit shall be Five Thousand Dollars ($5,000.00). If the appraised value of the property is greater than Two Hundred Thousand Dollars ($200,000.00), the deposit shall be Ten Thousand Dollars ($10,000.00). The entire balance of the purchase price shall be paid by cashier’s check ONLY within thirty (30) days after the filing of the Confirmation Entry, to the Lake County Sheriff. Partial payments will not be accepted. If this property remains unsold after the first sale, then the property shall be offered again at a second sale and shall be sold to the highest bidder without regard to the minimum bid requirement in ORC 2329.20. The purchaser shall pay the actual costs (conveyance and recording) to the Sheriff for the recording of the deed. ORC 2329.36(C). The purchaser shall be responsible for those costs, allowances and taxes that the proceeds of the sale are insufficient to cover. ORC 2329.52(B). Neither the Sheriff’s Office or any of its affiliates have access to the inside of said property, at any time. (This includes appraisals for bank loans.) Situated in the Township of Kirtland, County of Lake and State of Ohio: and known as being a part of Lots 86 and 87, Tract 3, and bounded and described as follows: beginning in the center line of the Euclid-Chardon Road at the Southeast corner of a 16.07 acre Parcel of land now owned by Belle R. Williams; thence Easterly along the center line of Euclid-Chardon Road 180 feet; thence North 726 feet parallel to and 180 feet from the Easterly line of Belle R. Williams land; thence Westerly and parallel to the Euclid-Chardon Road 180 feet to the East line of said Williams’ 16.07 acre parcel of land; thence Southerly along the Easterly line of Belle R. Williams 16.07 acre parcel of land 726 feet to the center line of the Euclid-Chardon Road and place of beginning, be the same more or less, but subject to all legal highways. Known As: 7307 Euclid-Chardon Rd., Kirtland (Willoughby), OH 44094 Parcel No. 20A024C000150 Prior Instrument Reference: Instrument Number 2016R025862 and Volume 1179, Page 781, Recorder’s Office, Lake County, Ohio. FRANK LEONBRUNO SHERIFF OF LAKE COUNTY, OHIO David J. Demers, Lake County, Ohio Attorney for Plaintiff 2767937/October 24, 31 and November 7, 2025